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Accounting focuses on recording and reporting financial transactions, while finance deals with planning, managing, and optimizing funds.

Cash flow ensures a business can meet its obligations, invest in growth, and avoid insolvency—even if it’s profitable on paper.

Typically, banks require financial statements, income tax returns, bank statements, business plans, and KYC documents.

A Credit Monitoring Analysis (CMA) report helps banks assess a borrower's creditworthiness and funding needs.

They include the Balance Sheet, Profit & Loss Statement, and Cash Flow Statement—key reports to evaluate a business’s financial health.

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